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With Total Access Checking, not only can you access your cash with ease, you also gain access to a slew of benefits. You may even enjoy interest and ATM surcharge fee refunds - not just in Massachusetts, but nationwide! 

Get rewarded for simple things you're doing anyway — start benefiting right away!

** Get rewarded for simple things you're doing anyway — start benefiting right away!

BUYING OR REFINANCING A HOME?

CLINTON SAVINGS BANK CAN HELP today!

APPLY TODAY

Personal Banking

on a 30-year fixed rate purchase or refinance mortgage   with automatic payment from a CSB checking account.

1 Receive a .25% interest rate reduction on a thirty (30) year ­fixed rate purchase or re­finance mortgage with CSB. Rates are as of 2/15/2017 and are subject to change without notice. At a 4.000% interest rate the annual percentage rate (APR) for this loan would be 4.070% APR. At this rate, the monthly payment schedule based on a loan amount of $100,000 would be 360 payments of $477.42. Without the .25 basis point discount at a 4.250% interest rate the APR for this loan would be 4.322% APR. At this rate, the monthly payment schedule based on a loan amount of $100,000 would be 360 payments of $491.94. Payments in these examples do not include taxes or insurance, which may make payments greater if included. The information provided for this example assumes the purpose of the loan is to purchase or re­finance a single family owner-occupied primary residence. New mortgage customers only. Other restrictions may apply. Rate discount is contingent upon automatic payment from a CSB personal checking account for the term of the loan. If automatic payment is discontinued for any reason the rate will adjust to the market rate at the time of closing. Please note that the interest rates and fees available to you will be based on your credit history and loan to value ratio and may be different than the rates described in this example. Loan subject to credit approval. Offer may be withdrawn at any time. 

2 MHFA, MHP, and VA loans are excluded. 

3 Clinton Savings Bank does not charge a fee; however, standard data rates may apply from wireless provider.

MORTGAGE
RATES

DETAILS

Maximize your banking — and your life — with our personalized options.

Mortgage assistance at your fingertips.

          on your mobile phone in minutes.

Plus, obtain our FREE  simple                                      to help guide you on the path to homeownership.

Personal Banking

With Total Access Checking, not only can you access your cash with ease, you also gain access to a slew of benefits. You may even enjoy interest and ATM surcharge fee refunds - not just in Massachusetts, but nationwide!

** Get rewarded for simple things you're doing anyway — start benefiting right away!

  • 1.00% APY* on balances between $0.00 and $24,999.99
  • 0.10% APY* paid on amounts of $25,000 or above
  • 0.02% APY* paid on all balances if qualifications are not met
  • Nationwide ATM fee refunds (up to $12 per qualification cycle)**
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited check writing
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Popmoney available
  • Free debit card (personalize your card for $10)
  • $100 minimum deposit to open

Making purchases just got a lot more rewarding! Shop — online and in store — or dine and get rewarded for doing so! With CSB’s Purchase Rewards you select the offers you want via Online Banking, pay with your CSB Debit Card, and you can earn cash back on purchases you make!

Maximize your banking — and your life — with our personalized options.

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*The 1.00% Annual Percentage Yield (APY) is paid on balances between $0.00 and $24,999.99, and .10% APY paid on all amounts $25,000 and above each qualification cycle the minimum requirements (12 CSB Debit Card Purchases, one Direct Deposit or ACH auto debit, receive account statements electronically, log on to CSB Online Banking) are met. Debit card purchases and ACH transactions must post and clear to your account during the qualification cycle. The qualification cycle used to determine if the account requirements have been met is the first day of the current statement month through the close of the current statement month; if you do not meet the requirements for three consecutive statement cycles, the bank reserves the right to convert your account to a Basic Checking account, subject to that account's associated restrictions and fees (see account details and Fee Schedule). If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.02% APY however, it will not receive a refund of ATM fees charged by others during that time period. We may change the interest rate and APY at any time. Current rate effective 10/13/15. Fees may reduce earnings. No minimum balance required to maintain the account. Minimum deposit of $100 required to open the account. Available to Personal Accounts only. No monthly service charge. **ATM fee refunds of up to a maximum of $12 per qualification cycle if requirements are met. Balances calculated using the Daily Balance method and interest compounded monthly.  To earn the 1.00% APY* bonus rate, here's all you need to do every month: - Have at least 12 CSB debit card purchases post and clear to your personal checking account per qualification cycle. - Have at least one direct deposit or automated clearing house (ACH) debit transaction post and clear to your personal checking account. - Register for online banking. - Enroll and receive account statements electronically (eStatements). - Valid email address.

MORTGAGE

2

3

CHECKING

NMLS #422081

Receive a .25%
interest rate reduction

1

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           on your mobile phone in minutes.

Plus, obtain our FREE  simple                                                    to help guide you on the path to homeownership.

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